What a month looks like
- 1Transactions categorized against a chart of accounts built for your business
- 2All bank, credit card and loan accounts reconciled
- 3Accounts receivable and payable reviewed and aged
- 4Payroll posted and reconciled to filings
- 5Profit and loss, balance sheet and cash position produced
- 6The period closed so the numbers stop moving
- 7A short note on anything that looks off — before it becomes a year-end problem
What you get out of it
- Real profitability by month, so seasonality is visible rather than felt
- A defensible basis for quarterly estimates instead of a guess
- Early warning on CAT and local business tax thresholds before you cross them
- Lender-ready and grant-ready statements without a two-week scramble
- A tax return prepared from reconciled books, which is faster and cheaper to produce
How much of my time does this take?
After setup, usually a short monthly exchange about anything ambiguous. The point is to take the work off you, not to move it around.
Do you need access to my bank accounts?
Read-only feeds through QuickBooks, or statements you provide. We never need the ability to move money.
What if my books are behind before we start?
We do a catch-up first, then move into the monthly rhythm from a clean starting point.
Can you produce reports my lender will accept?
Yes. Reconciled monthly statements are exactly what lenders ask for, and having twelve consecutive months of them is what makes a loan application straightforward.
Talk it through before filing season starts
Start with a complimentary 15-minute introductory call about your situation and whether we are a good fit. No tax advice is given on that call.
Written by
Bookkeeper, 25+ years
Katie has kept books for small businesses for more than 25 years — QuickBooks, payroll, AP, AR, reconciliations and monthly reporting.
Reviewed by
Heather Perkins
Enrolled Agent, Oregon Licensed Tax Consultant
Last reviewed
This page is general information about Oregon, Washington and federal tax rules, not advice about your own return. Thresholds and rates change every year. Figures were verified as of August 2026 — check the linked official sources, or talk to us about your situation.